Supplemental Insurance
At Lifefy, we offer a wide range of insurance products to meet your needs.
Supplemental Insurance
At Lifefy, we offer a wide range of insurance products to meet your needs.
Select product(s) and check availability in your state
Accident Insurance
Plans Starting at $22 per Month
Personal Accident Indemnity coverage provides benefits for many of the accidents that can happen without warning. A 24-Hour, world wide accident expense benefit.
29.4
million
Number of ER visits for unintentional injuries per year
Cancer Insurance
Plans Starting at $24 per Month
Cancer coverage provides an important safety net in fighting the financial consequences that extend beyond traditional health insurance. You determine whether you use it to cover deductibles and co-payments or living expenses.
1.8
million
Will be diagnosed with cancer in the United States this year
Dental, Vision, Hearing
Plans Starting at $28 per Month
Our dental, vision, and hearing plan leaves the choice of dentist or doctor in your hands. It provides dental, vision and hearing benefits for things like contact lenses, hearing aids, eye exams, and more.
1 in 4
adults
Have cavities that go untreated
Hospitalization Benefits
Plans Starting at $70 per Month
High deductible health care plans can leave you exposed to thousands in costs. Our plan pays a specified cash amount when you receive a particular service, regardless of what your provider charges you. Cash is paid to you or your provider.
$15,734
Average hospital stay cost per day
Out-of-Pocket Insurance
Plans Starting at $15 per Month
Helps you pay deductibles and co-payments in addition to workers compensation. The benefits are always paid directly to you unless you assign them to help with hospital bills and out of pocket expenses.
$5,641
Annual medical and pharmacy spend per person in 2017
Guaranteed Life Insurance
$10,000 Coverage for as Little as $35 per Month
A life insurance policy with no health qualifications. Instant coverage guaranteed. Health and Wellness Benefits + discount program included.
$9,135
The national median cost of a funeral
Telemed : Remote healthcare
Plans starting at $12.95 per month
Instant Access to US Board Certified Doctors by phone or video. 24/7 Treatment and prescriptions when you need it most.
90%
Agree that virtual care is beneficial in terms of increased access, communication, and satisfaction
Accident Insurance
Plans Starting at $22 per Month
A 24-Hour, World Wide Accident Expense Benefit.
Accidents happen when you least expect them – at home, at work, while playing or while traveling. You can’t plan on them, but you can anticipate them – with our Accident Expense Insurance Plan that puts cash directly in your pocket when you are injured due to a covered accident.
Benefits paid in cash directly to you (unless you assign them)
Guaranteed renewable until age 70
Pays in addition to any other insurance
PLAN BENEFITS
- Accidental Death
- Emergency Dental
- Hospital Admission and Confinement
- Lodging
- Intensive Care Unit
- Transportation
- Air and Ground Ambulance
- Surgery
- Emergency Room Treatment
- Accident insurance plans also include benefits for burns, dislocations, fractures, dismemberment, eye injuries, and major diagnostic exams.
PRODUCT FEATURES
- Helps you pay for out-of-pocket expenses
- 24-hour or off-the-job only
- Issue ages 18 - 64
- Guaranteed renewable to age 70, subject to our right to change premium rates
- Choose one or two units
- Benefit exclusions and limitations may apply to the policy. For additional information about PAID accident insurance or any of our other quality products, please contact us.
Cancer Insurance
Plans Starting at $24 per Month
Cancer insurance helps provide an important safety net beyond traditional health insurance for addressing the financial consequences of dealing with cancer. Plus, you determine whether you use it to cover deductibles and co-payments or living expenses. Our First Occurrence Benefit (FOB) policy pays the amount you select from $5,000 to $50,000.
Cancer Care Plus: covers cancer and expenses related to a number of additional dread diseases, including muscular dystrophy, epilepsy, meningitis, and multiple sclerosis.
PLAN BENEFITS
- Radiation, chemotherapy, and other benefits
- Cancer screening test (One per year)
- Additional surgical opinions
- Daily hospital confinement benefit
- Surgical benefit
- 18 - 69 Coverage age limits
PRODUCT FEATURES
You determine how to use the cash from cancer insurance. Use it to cover deductibles and co-payments, out-of-pocket expenses related to your treatment like travel, lodging, and long distance calls, or living expenses such as childcare, car payments, mortgages or rent, and utility bills.
Dental, Vision, and Hearing insurance
Plans Starting at $28 per Month
Provides coverage at the dentist as well as vision and hearing benefits for things like contact lenses, hearing aids, eye exams, and more. You choose if your annual benefit is $1,000 or $1,500 and your annual deductible is just $100 per person.
Benefits paid in cash directly to you (unless you assign them)
Guaranteed renewable until age 70
Pays in addition to any other insurance
PLAN BENEFITS
- Choose your own dentist
- Family rates (includes a maximum of 3 children)
- Individual 18 - 85
- Vision benefits
- Intensive Care Unit
- Transportation
- Hearing benefits
- $1,000 - $1,500 policy year benefit option available
PRODUCT FEATURES
- $1,000 - $1,500 policy year benefit option available
- Basic services: fillings and extractions (other than “full mouth”)
- Guaranteed issue
- Guaranteed renewable for life
Hospitalization Benefits
Plans Starting at $70 per Month
Unlike traditional health insurance plans, our plan pays a specified cash amount when you receive a particular service, regardless of what your provider charges you. Cash is paid to you, or your provider if you assign the benefits.
BENEFITS
- Inpatient Benefits
- Hospital Admission Benefit
- Surgical Benefits
- Doctor's Office Visit
- Outpatient Medical Benefits
- Emergency or Urgent Care
- $2,000,000 Over Your Lifetime
- Discount Pharmacy Card
- Teladoc & Karis 360
Hospitalization Benefits
The Hospitalization Enhanced Benefit is a predetermined package of additional benefits made available to accompany a submitted Hospitalization application for underwriting consideration, or to augment an in force Hospitalization policy.
Quite simply, it’s optional supplemental coverage to the Hospitalization plan and includes:
- Anesthesia $400 Per Day (To a maximum of 5 days per confinement period)
- Private Duty Nursing $200 Per Day (To a maximum of 30 days per period of confinement)
Out-of-Pocket Insurance
Plans Starting at $15 per Month
An Out-of-Pocket policy can help with the costs associated with a hospital stay. It helps you pay deductibles and co-payments. It pays in addition to worker’s compensation and the benefits are always paid directly to you, unless you assign them to help pay hospital bills.
How our plan works?
Once you have met the requirements, fill out the necessary claims form and attach your receipts. Benefits are paid in a lump sum directly to you. Daily Inpatient Hospital Confinement Benefit with Doctor Office visit ** (per hospital admission) You may choose a daily inpatient benefit of either:- $100 a day
- $200 a day
If you are confined in a hospital as a resident inpatient* we pay the daily inpatient benefit you select up to 10 days per hospital confinement.****
First Hospital Admissions
(1 per year)
You may choose an admission benefit of either:
- $2,500
- $5,000
- $6,350
If you are admitted to a hospital as a resident inpatient* we pay the Hospital Admission Benefit you selected.
This benefit is not payable for the treatment of Mental/Nervous Disorders and Substance Abuse.
Optional Benefits
Outpatient Surgery Benefit ***
(2 per year)
You may choose a daily benefit of either:
- $1,000
- $2,000
- $3,000
For surgical services rendered in an Ambulatory Surgical Center or Outpatient Hospital Facility, we pay the amount shown on the Schedule of Benefits.
Emergency Accident Benefit
(4 per year)
Maximum benefit per injury:
- $250
If you sustain an injury that requires emergency care by a physician, we pay the actual expenses incurred up to the amount per treatment you receive in a hospital outpatient emergency room or urgent care facility. The treatment must be received within 72 hours of the injury.
Guaranteed Life Insurance
$10,000 Coverage for as Little as $35 per Month
Guaranteed-Issue life insurance is a life insurance policy with no health qualifications. There is no medical exam needed in order to getting insured. Fast coverage guaranteed.
PLAN BENEFITS
- Death Benefit from $10,000 to $50,000
- Accidental Death
- Health and Wellness discount program
- Valuable association benefits, including wellness assessment
PRODUCT FEATURES
- 18 - 75 years of age qualifies
- No medical questions asked
- Premiums locked in for 5 years
Our goal is to prevent disease and promote optimal health.
You will have free access to:
- One on one consultation / wellness assessment with naturopathic & wellness doctors
- Weight loss and management
- 15% savings and access to high quality vitamins and supplements
- Natural allergy management
- Diabetic care services and daily living products
- Dental care
- Vision care
- Lab testing
- 24/7 doctor
- Hearing care
* Confined as a resident inpatient means assigned to a hospital bed for an overnight stay for medically necessary reasons resulting from injury or illness on the advice of a physician
** A day is a 24 hour period where room and board is charged
*** Refer to policy for limitations on this benefit
****In Texas, benefit is limited to a maximum benefit period shown in your policy
Sources:
https://www.cdc.gov/nchs/fastats/accidental-injury.htm
https://seer.cancer.gov/statfacts/html/common.html
https://www.cdc.gov/nchs/fastats/dental.htm
https://www.debt.org/medical/hospital-surgery-costs/
https://healthcostinstitute.org/annual-reports/2017-health-care-cost-and-utilization-report
https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/
