Next Generation Life
Insurance

In an effort to provide you with the exact amount of coverage you’re looking for, we’ve developed a variety of choices. Based on a set of criteria, our automated underwriting system will offer you either Term Life or Guaranteed Issue insurance.

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Smart 
Technology

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No Annoying
Calls

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Cancel
Anytime

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Claim Paid in
Approx. 48 hrs1

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Reliable &
Trustworthy

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Digital &
Instant

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Money Back
Guaranteed6

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No
Paperwork

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Locked
Premiums2

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No Medical
Exams

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Affordable
Rates

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Complimentary 
Rider4

With our revolutionary platform, skip the phone calls, the wait, the medical exams and the stack of annoying paperwork required by other insurance companies.  You simply need to be a U.S. citizen or permanent resident, between 18 and 55 years old to apply. Our process is fully digital and on average takes under 10 mins.

Term Life

  • Level-Term of 10, 15, 20, 25 and 30 years.
  • Death Benefit amount: $50,000 – $500,000.3
  • Complimentary Accelerated Death Benefit rider4: receive up to half of the Death Benefit in advance while living if diagnosed with a terminal illness.
  • Optional riders with additional coverage available, such as:
    • Accidental Death Benefit – pays an additional benefit in the case of death due to an accident.
    • Waiver of Premium – waives your premium payments for a period of time if you have a total disability.

Guaranteed Issue

  • Level-Term of 10 years.
  • Death Benefit amount:
    • $152,500 if death by accident.
    • $2,500 if death by natural causes.5