SEGURO SUPLEMENTARIO DE SALUD

En Lifefy, ofrecemos una amplia gama de productos de seguros para satisfacer sus necesidades.

SEGURO SUPLEMENTARIO DE SALUD

En Lifefy, ofrecemos una amplia gama de productos de seguros para satisfacer sus necesidades.

Elija producto (s) y verifique la disponibilidad en su estado

Seguro de accidentes

Planes desde $22 por mes

La cobertura de indemnización por accidentes personales proporciona beneficios para muchos de los accidentes que pueden ocurrir sin previo aviso. Un beneficio de gastos por accidente en todo el mundo las 24 horas.

29.4

millón

Número de visitas a emergencias por lesiones no intencionales por año

Seguro contra el cáncer

Planes desde $24 por mes

La cobertura contra cáncer proporciona una importante red de seguridad en la lucha contra las consecuencias financieras que se extienden más allá del seguro de salud tradicional. Usted determina si lo usa para cubrir deducibles y copagos o gastos de subsistencia.

1.8

millón

Serán diagnosticado con cáncer en los Estados Unidos este año

Dental, visión, audición

Planes desde $ 28 por mes

Nuestro plan dental, de visión y audición deja la elección del dentista o médico en sus manos. Proporciona beneficios dentales, de visión y auditivos para cosas como lentes de contacto, audífonos, exámenes de la vista y más.

1 en 4

adultos

Tiene caries que no se tratan

Beneficios de hospitalización

Planes desde $ 70 por mes

Los planes de atención médica con deducibles altos pueden dejarlo expuesto a miles de costos. Nuestro plan paga un monto en efectivo específico cuando recibe un servicio en particular, independientemente de lo que le cobre su proveedor. Se le paga en efectivo a usted o su proveedor.

$30,000

millón

Número de visitas a emergencias por lesiones no intencionales por año

Seguro de desembolso

Planes desde $ 15 por mes

Le ayuda a pagar deducibles y copagos además de la compensación de trabajadores. Los beneficios siempre se pagan directamente a usted, a menos que los asigne para ayudar con las facturas del hospital y los gastos de bolsillo.

$5,641

Gasto médico y farmacéutico anual por persona en 2017

Seguro de vida garantizado

Cobertura de $ 10,000 por tan solo $ 35 por mes

Una póliza de seguro de vida sin calificaciones de salud. Cobertura instantánea garantizada. Beneficios de salud y bienestar + programa de descuento incluido.

$9,135

El costo medio nacional de un funeral.

Seguro de accidentes

Plans Starting at $22 per Month A 24-Hour, World Wide Accident Expense Benefit.
Accidents happen when you least expect them – at home, at work, while playing or while traveling. You can’t plan on them, but you can anticipate them – with our Accident Expense Insurance Plan that puts cash directly in your pocket when you are injured due to a covered accident.
Benefits paid in cash directly to you (unless you assign them)
Guaranteed renewable until age 70
Pays in addition to any other insurance

PLAN BENEFITS

PRODUCT FEATURES

Seguro contra el cáncer

Plans Starting at $24 per Month
Cancer insurance helps provide an important safety net beyond traditional health insurance for addressing the financial consequences of dealing with cancer. Plus, you determine whether you use it to cover deductibles and co-payments or living expenses. Our First Occurrence Benefit (FOB) policy pays the amount you select from $5,000 to $50,000. Cancer Care Plus: covers cancer and expenses related to a number of additional dread diseases, including muscular dystrophy, epilepsy, meningitis, and multiple sclerosis.

PLAN BENEFITS

PRODUCT FEATURES

You determine how to use the cash from cancer insurance. Use it to cover deductibles and co-payments, out-of-pocket expenses related to your treatment like travel, lodging, and long distance calls, or living expenses such as childcare, car payments, mortgages or rent, and utility bills.

Dental, Vision, and Hearing insurance

Plans Starting at $28 per Month
Provides coverage at the dentist as well as vision and hearing benefits for things like contact lenses, hearing aids, eye exams, and more. You choose if your annual benefit is $1,000 or $1,500 and your annual deductible is just $100 per person.
Benefits paid in cash directly to you (unless you assign them)
Guaranteed renewable until age 70
Pays in addition to any other insurance

PLAN BENEFITS

PRODUCT FEATURES

Beneficios de hospitalización

Plans Starting at $70 per Month
Unlike traditional health insurance plans, our plan pays a specified cash amount when you receive a particular service, regardless of what your provider charges you. Cash is paid to you, or your provider if you assign the benefits.

BENEFITS

Beneficios de hospitalización

The Hospitalization Enhanced Benefit is a predetermined package of additional benefits made available to accompany a submitted Hospitalization application for underwriting consideration, or to augment an in force Hospitalization policy. Quite simply, it’s optional supplemental coverage to the Hospitalization plan and includes:

Seguro de desembolso

Plans Starting at $15 per Month
An Out-of-Pocket policy can help with the costs associated with a hospital stay. It helps you pay deductibles and co-payments. It pays in addition to worker’s compensation and the benefits are always paid directly to you, unless you assign them to help pay hospital bills.

How our plan works?

Once you have met the requirements, fill out the necessary claims form and attach your receipts. Benefits are paid in a lump sum directly to you. Daily Inpatient Hospital Confinement Benefit with Doctor Office visit ** (per hospital admission) You may choose a daily inpatient benefit of either:
If you are confined in a hospital as a resident inpatient* we pay the daily inpatient benefit you select up to 10 days per hospital confinement.**** First Hospital Admissions (1 per year) You may choose an admission benefit of either:
If you are admitted to a hospital as a resident inpatient* we pay the Hospital Admission Benefit you selected. This benefit is not payable for the treatment of Mental/Nervous Disorders and Substance Abuse.

Optional Benefits

Outpatient Surgery Benefit *** (2 per year) You may choose a daily benefit of either:
For surgical services rendered in an Ambulatory Surgical Center or Outpatient Hospital Facility, we pay the amount shown on the Schedule of Benefits. Emergency Accident Benefit (4 per year) Maximum benefit per injury:
If you sustain an injury that requires emergency care by a physician, we pay the actual expenses incurred up to the amount per treatment you receive in a hospital outpatient emergency room or urgent care facility. The treatment must be received within 72 hours of the injury.

Seguro de vida garantizado

$10,000 Coverage for as Little as $35 per Month
Guaranteed-Issue life insurance is a life insurance policy with no health qualifications. There is no medical exam needed in order to getting insured. Fast coverage guaranteed.

PLAN BENEFITS

PRODUCT FEATURES

Our goal is to prevent disease and promote optimal health.

You will have free access to:

* Confined as a resident inpatient means assigned to a hospital bed for an overnight stay for medically necessary reasons resulting from injury or illness on the advice of a physician ** A day is a 24 hour period where room and board is charged *** Refer to policy for limitations on this benefit ****In Texas, benefit is limited to a maximum benefit period shown in your policy
Sources:
https://www.cdc.gov/nchs/fastats/accidental-injury.htm https://seer.cancer.gov/statfacts/html/common.html https://www.cdc.gov/nchs/fastats/dental.htm https://www.debt.org/medical/hospital-surgery-costs/ https://healthcostinstitute.org/annual-reports/2017-health-care-cost-and-utilization-report https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/