A Passion to Amplify Lives

Our company is built on a foundation of values; empathy, integrity and loyalty. From young professionals to new families, we support our clients as they take a proactive approach towards protecting their legacy. The journey began with the belief that everyone deserves steadfast, effective and reliable life insurance. Then, we put together a team to make this idea a reality…​

A New Way to Buy Life Insurance

We offer quick, affordable and completely paperless solutions that deliver confidence and financial peace of mind to protect families when the unexpected knocks on their door. Lifefy starts at the core, insuring our clients’ financial stability and lifestyle through a simple and transparent digital experience. Our application is hassle-free with no medical exams; providing essential term life insurance in minutes.

It started as a personal journey to give back to the community …. I understood the challenges and wanted to provide them the tools and services needed to care and protect their families.” 

Al Vilar

Al Vilar, Lifefy CEO.

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Our relationships are key ingredients, necessary to provide products that aren’t just cost-effective, but also dependable. Through our partnership with SBLI, our clients (that’s you!) feel at ease, knowing that their most precious asset (their loved ones) is protected by more than a century of stability and financial strength. We vet our partners to keep you beyond satisfied.

Next Generation Life

In an effort to provide you with the exact amount of coverage you’re looking for, we’ve developed a variety of choices. Based on a set of criteria, our automated underwriting system will offer you either Term Life or Guaranteed Issue insurance.

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No Annoying

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Claim Paid in
Approx. 48 hrs1

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Reliable &

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Digital &

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Money Back

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No Medical

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With our revolutionary platform, skip the phone calls, the wait, the medical exams and the stack of annoying paperwork required by other insurance companies.  You simply need to be a U.S. citizen or permanent resident, between 18 and 55 years old to apply. Our process is fully digital and on average takes under 10 mins.

Term Life

  • Level-Term of 10, 15, 20, 25 and 30 years.
  • Death Benefit amount: $50,000 – $500,000.3
  • Complimentary Accelerated Death Benefit rider4: receive up to half of the Death Benefit in advance while living if diagnosed with a terminal illness.
  • Optional riders with additional coverage available, such as:
    • Accidental Death Benefit – pays an additional benefit in the case of death due to an accident.
    • Waiver of Premium – waives your premium payments for a period of time if you have a total disability.

Guaranteed Issue

  • Level-Term of 10 years.
  • Death Benefit amount:
    • $152,500 if death by accident.
    • $2,500 if death by natural causes.5

We are currently available in 38 states.

Choose your state and get started.