A Passion to Amplify Lives

From young professionals to new families, our aim is to be there as a guide to support our clients as they prepare for their future and protect the well-being and stability of their loved ones. Our company is built on a foundation of values; empathy, innovation and dependability. Our story began with the belief that everyone deserves steadfast, effective and reliable life insurance. Everybody should have the opportunity to protect their legacy. We put together a team to make this idea a reality.

A New Way to Buy Life Insurance

We offer quick, affordable and completely paperless solutions that deliver confidence and financial peace of mind to protect families when the unexpected knocks on their door. Lifefy starts at the core, insuring our client's financial stability and lifestyle through a simple and transparent digital experience. Our application is hassle-free with no medical exams; providing essential term life insurance in minutes.

It started as a personal journey to give back to the community …. I understood the challenges and wanted to provide them the tools and services needed to care and protect their families.” Al Vilar, Lifefy CEO.

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Our relationships are key ingredients, necessary to provide products that aren’t just cost-effective, but also dependable. Through our partnership with SBLI, our clients (that’s you!) feel at ease, knowing that their most precious asset (their loved ones) is protected by more than a century of stability and financial strength. We vet our partners to keep you beyond satisfied.

Next Generation Life

In an effort to provide you with the exact amount of coverage you’re looking for, we’ve developed a variety of choices. Based on a set of criteria, our automated underwriting system will offer you either Term Life or Guaranteed Issue insurance.


No Annoying


Claim Paid
Within 48 hrs

Reliable &

Digital &

Money Back



No Medical



With our revolutionary platform, you will always be eligible for one of our solutions without breaking the bank. You simply need to be a U.S. citizen or permanent resident, between 18 and 60 years old to be eligible. Skip the phone calls, the wait, the medical exams and the stack of annoying paperwork required by other insurance companies. Our process is fully digital and on average takes under 10 mins.

Term Life

  • Term of 10, 15 and 20 years.
  • Death Benefit amount: $50,000 – $350,000.
  • Complimentary Accelerated Death Benefit: Receive half of the Death Benefit while living if diagnosed with a terminal illness.
  • Optional riders with additional coverage available, such as:
    • Accidental Death Benefit – pays an additional benefit in the case of death due to an accident.
    • Waiver of Premium – waives your premium payments for a period of time if you become temporarily disabled.

Guaranteed Issue

  • Term of 10 years.
  • Death Benefit amount:
    • $152,500 if death by accident.
    • $2,500 if death by natural causes.